Archives / Unknown filter


Can I apply if I am under an AKPK program?

Yes, you can try. We have our own guidelines for cases under AKPK.

Read more »

How do I apply for a JCL personal loan?

You may walk-in directly to our nearest branch with complete documents.

Read more »

Am I eligible to apply if I work as a freelancer?

No, you must work for at least 3 months with your current company or have the latest SSM certificate for more than 6 months.

Read more »

What is the minimum amount of net salary needed to apply with JCL?

The minimum amount of net salary needed is RM500.00.

Read more »

What is the loan size that JCL is offering?

The loan amount offered by JCL is from RM1,000.00 to RM50,000.00. However, JCL will not offer a big amount for the first application as JCL will need to check your […]

Read more »

Can I apply with JCL even after my application has been rejected by the bank?

Yes, you may apply because JCL’s credit check is flexible. JCL always tries to check and find a good side of the applicant, and add points to the applicant’s status.

Read more »

Are permanent residents of Malaysia allowed to apply?

No, we only accept applications from Malaysians for the time being.

Read more »

How much of the loan amount will JCL approve?

The loan amount will only be decided after you have submitted your application, as JCL will need to do checking and verification to determine the loan size that JCL could […]

Read more »

What documents are required for self-employed applicants?

For self-employed applicants, we will need: A copy of identity card (IC). Latest 6 months of company’s bank statements. Latest 3 months of personal bank statements. Latest 6 months of […]

Read more »

Does JCL hold the customer’s ATM card?

As a professional licensed money lender, JCL will not hold the customer’s ATM card.

Read more »

How will I know if my application is successful?

We will call you for the loan offering process once all verification has been done.

Read more »

What area does JCL cover for its personal loan?

Currently, we only accept people who are living in KL, the Klang valley area, Selangor, Negeri Sembilan, and Penang. However, we will be expanding our branches nationwide. For more updates, […]

Read more »