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What are the minimum and maximum loan tenures?
The minimum loan tenure is one (1) year (12 months) and the maximum loan tenure is five (5) years (60 months).
How will I know if my application is unsuccessful?
JCL will send an SMS to your registered mobile phone number regarding your unsuccessful application.
Who is eligible for a loan application with JCL?
Applicants must be Malaysian citizens, aged between 18 and 60, have been working for at least three (3) months with their current employer and a minimum basic salary of RM […]
When can I apply for a top-up loan?
You can apply for a top-up after completing three (3) payments of RM2,000 or less, and six (6) payments of RM2,500 or more. All payments must be prompt.
How long is the processing time?
We will need at least three to five (3 – 5) working days to process your application. This is subject to receiving complete documents, as we will need to call […]
What documents are required?
For employees, we will need: A copy of identity card (IC). Latest 3 months of salary slips. Latest 3 months of bank statements. Latest utility bill (water or electricity).