Services

At JCL, we offer a variety of financing solutions to cater to your personal needs with hassle-free applications and simple documents requirements.

ifund

Shariah Compliant Personal Financing (i-FUND)

Are you looking for Shariah Compliant Financing? JCL i-FUND Personal Financing is the right option for you. Get up to RM 50,000 to meet your needs.

Contact us for more information.

Apply Now »
conventional-personal-financing

Online Personal Loan (Under Maintenance)

We are currently enhancing our Online Personal Loan (OPL) to serve you better in the future.

The OPL application is currently unavailable. We apologize for any inconvenience caused and appreciate your patience.

product-financing

Product Financing

Want to own a motorcycle, mobile phone, electrical appliances, furniture, accessories, etc., but don’t have the funds upfront?

Fear not, chat with one of our partner dealers for enquiries and to apply for easy financing .

Find out more »

Blog

30 Dec 2025

🚨AMARAN PENIPUAN | SCAM ALERT🚨

⚠️ Sila berhati-hati terhadap permintaan bayaran palsu yang menggunakan nama JCL. Kami telah mengesan kes di mana individu tidak bertanggungjawab menyamar sebagai “Ejen JCL” dan membuat panggilan untuk meminta bayaran. […]

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15 Dec 2025

JCL Credit Leasing Officially Opens Penang Branch

Penang, 13 December 2025 — JCL Credit Leasing Sdn Bhd marked an important milestone with the official opening of its Penang Branch, reinforcing the company’s commitment to bringing trusted, transparent, […]

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26 Nov 2025

JCL Credit Leasing Partners With DirectD To Boost Smartphone Access And Drive Circular, Low-Carbon Innovation In Malaysia.

KUALA LUMPUR, Malaysia, Nov. 24, 2025 — JCL Credit Leasing Sdn Bhd, a Tokyo-based financial services group, has announced a strategic partnership with DirectD to expand affordable smartphone access across […]

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26 Nov 2025

JCL Credit Leasing Organises “Mengenal Hati Budi” Community Service

JCL Credit Leasing Organises “Mengenal Hati Budi” Community Service Programme in Kampung Pabai, Rembau As part of its ongoing commitment to corporate social responsibility, JCL Credit Leasing organised the “Mengenal […]

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26 Nov 2025

JCL Shines at Honda Thanks Day 2025 at LYL International Karting Circuit

JCL Credit Leasing was proud to be part of Honda Thanks Day 2025, held on 22 October 2025 at the LYL International Karting Circuit in Sungai Long. The annual event […]

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26 Nov 2025

JCL Credit Leasing Empowers Community Spirit as Main Sponsor of Larian Negaraku 2025

JCL Credit Leasing proudly served as the main sponsor of Larian Negaraku 2025, which took place earlier today, bringing Malaysians together in a vibrant celebration of unity, health, and national […]

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9 Sep 2025

Duplicate Transaction Charges for Maybank Users

Dear Valued Customers Notice for Maybank Users, Some Maybank users may see duplicate charges on their app. Don’t worry, no double deductions were made from JCL. We’ve raised this with […]

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29 Aug 2025

EXPANSION OF SALES AND SERVICE TAX (“SST”) TO FINANCIAL SERVICES

Dear Valued Customers, Please be informed that the scope of Service Tax will be expanded to selected financial services effective 1 July 2025 and the implementation will be carried out […]

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24 Feb 2025

✨Pre-Ramadhan – Bond of Love with Orphans✨

Our Corporate Social Responsibility Program Brings Pre-Ramadhan Joy to Rumah Anak Yatim dan Miskin, Rumah Penyayang at Kuala Langat District and Ribath Al Ghazali at Telok Panglima Garang with Generous […]

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7 Feb 2025

CSR January Activities

A Big Thank You for an Incredible Gotong Royong CSR Program & Food Box Donation Drive! We are thrilled to share that our Gotong Royong CSR Program, held just before […]

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