Services

At JCL, we offer a variety of financing solutions to cater to your personal needs with hassle-free applications and simple documents requirements.

ifund

Shariah Compliant Personal Financing (i-FUND)

Are you looking for Shariah Compliant Financing? JCL i-FUND Personal Financing is the right option for you. Get up to RM 50,000 to meet your needs.

Contact us to find out how we can assist you.

Apply Now »
conventional-personal-financing

Online Personal Loan (Under Maintenance)

We are currently enhancing our Online Personal Loan (OPL) to serve you better in the future.

The OPL application is currently unavailable. We apologize for any inconvenience caused and appreciate your patience.

product-financing

Product Financing

Want to own a motorcycle, mobile phone, electrical appliances, furniture, accessories, etc., but don’t have the funds upfront?

Fear not, chat with one of our partner dealers for enquiries and to apply for easy financing .

Find out more »

Blog

1 Apr 2024

IMPORTANT NOTICE: Beware of Fake JCL Website

Dear valued Merchants and Customers, Please take note that there is a fake website being used by scammers to impersonate JCL (kindly refer to the images below). For any inquiries […]

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14 Sep 2026

Intermittent System Service Disruption

Dear Valued Customers and Dealers, We would like to inform you that our system is currently experiencing intermittent technical issues. As a result, some users may encounter difficulties accessing our […]

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14 Jul 2026

⚠️ FRAUD ALERT NOTICE⚠️

Dear valued Customers, We would like to bring to your attention an urgent matter concerning a fraudulent scheme that has come to our notice. It has been reported that an […]

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3 Jul 2026

JCL Credit Leasing Strengthens Digital Innovation with AI Rudder’s AI Voice Agents, Advancing Malaysia’s Consumer Finance Industry

KUALA LUMPUR: JCL Credit Leasing (JCL), a regulated consumer finance company in Malaysia, and AI Rudder, a conversational AI provider for the financial services industry, today announced a commercial agreement […]

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12 May 2026

JCL Credit Leasing Expands to Sabah with New Kota Kinabalu Branch Opening

Kota Kinabalu, 9 May 2026 — JCL Credit Leasing Sdn Bhd proudly announces the official opening of its newest branch in Inanam, Kota Kinabalu, further strengthening the company’s growing presence […]

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11 May 2026

i-Fund Wins Shariah Financing Excellence Award

JCL Credit Leasing’s i-Fund has been recognized with the Excellence in Shariah-Compliant Personal Financing award at the BrandLaureate BestBrands Awards 2026, marking an important milestone for the company.  The award was received by Director […]

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27 Apr 2026

Emergency Relief for Sandakan Fire Victims

On April 19, 2026, a devastating fire broke out in Sandakan, Sabah, destroying approximately 1,000 homes and displacing thousands of residents. The blaze spread rapidly due to strong winds and […]

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24 Apr 2026

JCL Credit Leasing Takes the Train in KL!

JCL Credit Leasing Takes the Train in KL! We are now bringing financial solutions closer to you by meeting commuters on the Monorail and the LRT Kelana Jaya Line. Why […]

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22 Apr 2026

CSR MARCH ACTIVITIES

PROGRAM BERBUKA PUASA BERSAMA ANAK YATIM DAN TAHFIZ JCL Credit Leasing Sdn Bhd successfully organized a Ramadhan Break Fast Event on 14 March 2026 at Dewan Komuniti Taman Ibu Kota, […]

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22 Apr 2026

CSR APRIL ACTIVITIES

SAMBUTAN RUMAH TERBUKA HARI RAYA 2026 Sambutan Rumah Terbuka Hari Raya 2026 hosted by JCL Credit Leasing Sdn Bhd on 19th April 2026, was a meaningful CSR event that brought […]

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9 Mar 2026

JCL Credit Leasing Opens New Branch in Johor Bahru to Serve Southern Region

Johor Bahru, 6 March 2026 — JCL Credit Leasing Sdn Bhd has officially opened its Johor Branch in Larkin Jaya, Johor Bahru, marking another important milestone in the company’s nationwide […]

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30 Dec 2025

🚨AMARAN PENIPUAN | SCAM ALERT🚨

⚠️ Sila berhati-hati terhadap permintaan bayaran palsu yang menggunakan nama JCL. Kami telah mengesan kes di mana individu tidak bertanggungjawab menyamar sebagai “Ejen JCL” dan membuat panggilan untuk meminta bayaran. […]

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15 Dec 2025

JCL Credit Leasing Officially Opens Penang Branch

Penang, 13 December 2025 — JCL Credit Leasing Sdn Bhd marked an important milestone with the official opening of its Penang Branch, reinforcing the company’s commitment to bringing trusted, transparent, […]

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