Credit Analyst Executive

Job Category: Operations
Job Location: Kuala Lumpur
Job Type: Full-Time

Job Descriptions:

  • Perform and responsible for credit analysis on customer based on their financial statement.
  • Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure.
  • Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
  • Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
  • Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.
  • To ensure confidentiality, integrity & availability of all information assets those are protected.
  • Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures.
  • Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
  • Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely-graded loans.
  • Responsible in credit/loan administration/management activities i.e. ensuring ongoing update of client files/information.
  • Responsible for minimizing defaults and bad debts of ongoing loans
  • Calling for employment and cv verification
  • Performs other duties as assigned

Job Requirements:

  • Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent
  • At least 1 years of relevant working experience and preferably in the credit evaluation experiences
  • Required Language(s): Bahasa Malaysia & English
  • Experienced in Microsoft Office application including Excel, Word and Outlook
  • Excellent communication & Interpersonal Skills
  • Able to work independently with minimal supervision and work to meet deadlines
  • Full-Time and Contract-basis position(s) available
  • Able to work immediately
  • Fresh Graduates encourage to apply

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