Job Descriptions:
- Perform and responsible for credit analysis on customer based on their financial statement.
- Ensure completeness of each credit analysis prepared and they are done accordingly as well as in organization’s credit policy & procedure.
- Monitor, review past due and delinquent accounts and constantly follow up with Sales team and customers on collection activities and action taken.
- Make evaluation through phone with customer & all information that customer given, ensure all data is accurate & follow the guideline.
- Reviewing credit risk for new application and existing customers by carrying out credit worthless checks and make credit limit recommendations, evaluate and mitigate credit risks.
- To ensure confidentiality, integrity & availability of all information assets those are protected.
- Conduct periodic credit evaluation and meeting with sales team on existing customers, formulates and implement credit control procedures.
- Willing to work extra-miles such to improve current credit policy, credit analysis methodologies such as credit scoring/portfolio, portfolio analysis, client audit, etc.
- Assist in developing, planning and implementations of practices and procedures to minimize loan charge-offs from adversely-graded loans.
- Responsible in credit/loan administration/management activities i.e. ensuring ongoing update of client files/information.
- Responsible for minimizing defaults and bad debts of ongoing loans
- Calling for employment and cv verification
- Performs other duties as assigned
Job Requirements:
- Candidate must possess at least a Diploma in Finance, Accounting, Banking or equivalent
- At least 1 years of relevant working experience and preferably in the credit evaluation experiences
- Required Language(s): Bahasa Malaysia & English
- Experienced in Microsoft Office application including Excel, Word and Outlook
- Excellent communication & Interpersonal Skills
- Able to work independently with minimal supervision and work to meet deadlines
- Full-Time and Contract-basis position(s) available
- Able to work immediately
- Fresh Graduates encourage to apply