Services

At JCL, we offer a variety of financing solutions to cater to your personal needs with hassle-free applications and simple documents requirements.

ifund

Shariah Compliant Personal Financing (i-FUND)

Are you looking for Shariah Compliant Financing? JCL i-FUND Personal Financing is the right option for you. Get up to RM 50,000 to meet your needs.

Contact us to find out how we can assist you.

Apply Now »
conventional-personal-financing

Online Personal Loan

Are you in need of funds to finance personal expenses such as home renovations, medical bills, holiday expenses, education costs, marriage costs, or even debt consolidation?

Personal loans can give you the financial flexibility you need. Contact us to find out how we can assist you with your request.

Apply Now »
product-financing

Product Financing

Want to own a motorcycle, mobile phone, electrical appliances, furniture, accessories, etc., but don’t have the funds upfront?

Fear not, chat with one of our partner dealers for enquiries and to apply for easy financing .

Find out more »

Blog

27 Oct 2022

TERMINATION of 0176900533

Dear JCL customer, Our payment number 0176900533 will be terminated effective 1 November 2022 and will be replaced by the new “LIVE CHAT AGENT” WhatsApp platform. This platform number is […]

Read more »
21 Oct 2022

CSR Program- JCL Collaborates with IT Company for Digital Platforms

Good day everyone, We are proud to announce that on 10th September 2022, JCL has successfully collaborated with IT Company called Jendela Biz (https://jendela.biz/). Jendela Biz gives a talk related […]

Read more »
29 Sep 2022

IMPORTANT NOTICE – Fake JCL Website

Please take note that there is a fake website being used by scammers to impersonate JCL (kindly refer to the image below). For any inquiries related to the business or […]

Read more »
15 Mar 2022

Introducing J-CLicks Mobile App

Dear Customers, We are excited to announce the release of JCL’s very own app, (J-CLicks). It is user friendly and have all the features that is required to resolve customers […]

Read more »
11 Feb 2022

CSR Program – Charity Bazaar 2021 with JCKL

Good day Everyone, We are proud to announce that on 12 December 2021, JCL has successfully participated in a non-profit Charity Event called the Japan Charity Bazaar 2021 located at […]

Read more »
1 Oct 2021

Penang & Johor Branch Closure Notice

Dear Valued Customers, We regret to announce that our Branch at Penang & Johor will be closed permanently from 1st October 2021 onwards. Below are the addresses of both offices: […]

Read more »
10 Sep 2021

Introducing JCL x Honda SPECIAL INSTALLMENT PLAN!!!

Dear Valued customers, Introducing JCL x Honda SPECIAL INSTALLMENT PLAN!!!Want to own a brand new Honda motorcycle? Apply with us and get a Honda motorcycle with a special profit rate […]

Read more »
18 Aug 2021

CSR Program – Establishment of JCL’s First Food Bank to help the Community in PPR Kota Damansara

Good day Everyone, We are proud to announce that JCL has successfully established our first Food Bank program in collaboration with a non-profit organization called Yayasan Food Bank Malaysia (YFBM) […]

Read more »
14 Jul 2021

JCL i-FUND Personal Financing

Dear Valued Customers, Are you looking for Shariah Compliant Financing? We are glad to introduce our new product, JCL i-FUND Personal Financing, with profit margin of 18%-20% (subject to JCL […]

Read more »
31 May 2021

Branch & Customer Care Line Temporary Closure

Dear Valued Customers, As you may know, the federal government has announced the Movement Control Order (MCO) from June 1st onwards to limit the spread of Covid-19. Therefore, our Customer […]

Read more »
31 May 2021

Permanent Branch Closures

Dear Valued Customers, We regret to announce that our Branches in Bukit Tinggi & Ipoh will be closed permanently from June 1st 2021 onwards. Kindly take note of the addresses […]

Read more »
25 May 2021

MCO 3.0 Operation hours

Dear Beloved Customers, Due to MCO 3.0 with revised SOP, our HQ and all of our branches except for Ipoh branch will be available to serve customers from 9am until […]

Read more »