JCL Credit Leasing Sdn Bhd has been operating Hire Purchase and Leasing business for vehicles and equipment for over 20 years in Malaysia. We have then expanded our business to include Hire Purchase for consumer goods, Personal Loans and Credit Sales. We also have our own Shariah Compliant Personal Financing known as i-Fund. Our company operates under the laws and governance of KPKT. Our team is made up of people who excel in/professional in assessing people’s financial situation and we believe we would be able to address all of your financial needs. 

Vision  

We place the highest priority on the growth of our employees. We are aiming to enhance our corporate value to contribute to society by implementing “a system that enables continuous growth” and “a culture that encourages learning”.

We offer microfinance products and services in other areas where we can make a difference and to achieve competitive operating results, thereby increasing wealth for the well-being of the public generation and shareholders. 

Management Policies 

1. JCL is aiming to become a customer orientated organization. 
2. JCL is aiming to become an organization that is trusted by the public. 
3. JCL is aiming to become an organization that could improve living quality of all staffs by maintaining work-life balance.  

Code of Conduct  

1. Always think and act from the customers’ perspective. 
2. Work on self development actively. 
3. Always have a heart of gratitude. 

Our Mission 

Great idea doesn’t come everyday. Some of it doesn’t come at all. We would not want ideas to fail to materialize due to financial difficulties. Therefore, we, JCL are here to promote microeconomic development by accessing available capital and resources, whether for business or personal need, and to provide great opportunities for those looking for a great deal, especially those with vision/ hungry spirit/ desire to succeed. 

 Our Principle 

• Offer the best service for customer’s satisfaction by building genuine customer trust, confidence, profit and transparency 
• Operate professional performance as a long-term market leader in order to grow and create value for shareholders and customers 
• Inspire people to learn and share together, to work as leaders to grow in a safe, honest & freethinking way