Sebastian Ng
Team Leader | Credit Recovery
“At the frontline of credit recoverys, I drive results by translating stakeholder priorities into clear action, resolving customer challenges, and continually improving through hands on collaboration and personal growth.”
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Q1. What’s a typical day like for you in operations?
My day begins with a review of credit recoverys progress. I proactively address customer-related challenges and support leadership with constructive input. Working at the frontline of credit recoverys requires understanding the customer’s perspective and delivering practical, timely solutions to resolve issues and maintain service quality.

Q2. Can you share a moment when your team overcame a tough challenge?
One ongoing challenge we face is aligning everyone with stakeholder expectations. Communicating those perspectives clearly across the team isn’t easy, but we tackle it together, one step at a time. It’s a daily effort to smooth out misunderstandings and keep everyone on the same page.
Q3. How do you ensure smooth coordination across departments?
Cross-department coordination isn’t just about direct communication it’s about understanding the core functions and challenges of each team. When we build that foundation of mutual understanding, collaboration becomes much smoother.

Q4. What’s one improvement or innovation you’ve contributed to?
I’ve helped bridge the gap between management and frontline staff by improving how stakeholder messages are communicated. I see myself as a small, reliable gear in a larger machine, quietly doing my part to help keep operations running smoothly.
Q5. What keeps you motivated in your role?
The drive to become a better version of myself. Every day is a chance to grow, improve, and take one step closer to who I aspire to be.
Last updated 19 Dec 2025