JCL Credit Leasing Opens New Branch in Johor Bahru to Serve Southern Region

JCL Credit Leasing Officially Opens Penang Branch

EXPANSION OF SALES AND SERVICE TAX (“SST”) TO FINANCIAL SERVICES

Effective 1 July 2025, scope of Service Tax will be expanded to selected financial services, and the implementation will be carried out in phases.

In accordance with the Guidelines on Financial Services ("Guidelines") issued by the Royal Malaysian Customs Department (RMCD), JCL will be imposing an 8% Service Tax on applicable financial services, effective 1 September 2025.

We will continue to closely monitor regulatory updates and provide further communication as necessary. For more information on the expanded SST scope, kindly refer to the Guidelines published by RMCD.

Thank you for your continued support.

JCL introduces Online
Personal Loan

Find Out More »

Introducing the All-New
All-in-One J-CLicks Mobile App

Perform Loan Application
Manage Accounts
Track and Make Repayment
Find JCL Dealers

Download from Google Play or App Store

JCL now offers
Shariah Compliant
Financing services

Apply for i-FUND Now! »

Click to Inquire now!

JCL now offers
DirectDebit (e-Mandate) services

Information

Effective 05 April 2019, The Ministry of Housing and Local Government (KPKT) has announced the rebranding of “Licensed Money Lenders” under the ministry to “Credit Community”. The rebranding come with new name, new logo and QR code to help public to identify legitimate sources of financing.

Find out more »

At JCL, we offer a variety of financing solutions to cater to your personal needs with hassle-free applications and simple documents requirements.

Shariah Compliant Personal Financing (i-FUND)

Are you looking for Shariah Compliant Financing? JCL i-FUND Personal Financing is the right option for you. Get up to RM 50,000 to meet your needs.

Apply Now »

Online Personal Loan

Are you in need of funds to finance personal expenses such as home renovations, medical bills, holiday expenses, education costs, marriage costs, or even debt consolidation?

Personal loans can give you the financial flexibility you need. Contact us to find out how we can assist you with your request.

Apply Now »

Product Financing

Want to own a motorcycle, mobile phone, electrical appliances, furniture, accessories, etc., but don’t have the funds upfront?

Fear not, chat with one of our partner dealers for enquiries and to apply for easy financing .

Find out more »

1 Apr 2024

Dear valued Merchants and Customers, Please take note that there is a fake website being used by scammers to impersonate JCL (kindly refer to the images below). For any inquiries […]

4 Jun 2026

Dear Valued Customer, We are currently experiencing delays with transactions from Maybank, and there is a high possibility that these transactions may be unsuccessful. Kindly proceed with your payment via […]

12 May 2026

Kota Kinabalu, 9 May 2026 — JCL Credit Leasing Sdn Bhd proudly announces the official opening of its newest branch in Inanam, Kota Kinabalu, further strengthening the company’s growing presence […]

11 May 2026

JCL Credit Leasing’s i-Fund has been recognized with the Excellence in Shariah-Compliant Personal Financing award at the BrandLaureate BestBrands Awards 2026, marking an important milestone for the company. The award was received by Director […]

27 Apr 2026

On April 19, 2026, a devastating fire broke out in Sandakan, Sabah, destroying approximately 1,000 homes and displacing thousands of residents. The blaze spread rapidly due to strong winds and […]

24 Apr 2026

JCL Credit Leasing Takes the Train in KL! We are now bringing financial solutions closer to you by meeting commuters on the Monorail and the LRT Kelana Jaya Line. Why […]

22 Apr 2026

PROGRAM BERBUKA PUASA BERSAMA ANAK YATIM DAN TAHFIZ JCL Credit Leasing Sdn Bhd successfully organized a Ramadhan Break Fast Event on 14 March 2026 at Dewan Komuniti Taman Ibu Kota, […]

22 Apr 2026

SAMBUTAN RUMAH TERBUKA HARI RAYA 2026 Sambutan Rumah Terbuka Hari Raya 2026 hosted by JCL Credit Leasing Sdn Bhd on 19th April 2026, was a meaningful CSR event that brought […]

9 Mar 2026

Johor Bahru, 6 March 2026 — JCL Credit Leasing Sdn Bhd has officially opened its Johor Branch in Larkin Jaya, Johor Bahru, marking another important milestone in the company’s nationwide […]

30 Dec 2025

⚠️ Sila berhati-hati terhadap permintaan bayaran palsu yang menggunakan nama JCL. Kami telah mengesan kes di mana individu tidak bertanggungjawab menyamar sebagai “Ejen JCL” dan membuat panggilan untuk meminta bayaran. […]

15 Dec 2025

Penang, 13 December 2025 — JCL Credit Leasing Sdn Bhd marked an important milestone with the official opening of its Penang Branch, reinforcing the company’s commitment to bringing trusted, transparent, […]

26 Nov 2025

KUALA LUMPUR, Malaysia, Nov. 24, 2025 — JCL Credit Leasing Sdn Bhd, a Tokyo-based financial services group, has announced a strategic partnership with DirectD to expand affordable smartphone access across […]

26 Nov 2025

JCL Credit Leasing Organises “Mengenal Hati Budi” Community Service Programme in Kampung Pabai, Rembau As part of its ongoing commitment to corporate social responsibility, JCL Credit Leasing organised the “Mengenal […]

Services

Shariah Compliant Personal Financing (i-FUND)

Online Personal Loan

Product Financing

Blog

IMPORTANT NOTICE: Beware of Fake JCL Website

Delayed Maybank Transactions

JCL Credit Leasing Expands to Sabah with New Kota Kinabalu Branch Opening

i-Fund Wins Shariah Financing Excellence Award

Emergency Relief for Sandakan Fire Victims

JCL Credit Leasing Takes the Train in KL!

CSR MARCH ACTIVITIES

CSR APRIL ACTIVITIES