At JCL, we offer a variety of financing solutions to cater to your personal needs with hassle-free procedures and simple documents requirements.


Shariah Compliant Personal Financing (i-FUND)

Are you looking for Shariah Compliant Financing? JCL i-FUND Personal Financing is the right option for you. Get up to RM 50,000 to meet your needs.

Contact us to find out how we can assist you.


Conventional Personal Financing

Are you in need of funds to finance your personal expenses such as your home renovation, medical bills coverage, holiday expenses, education costs, marriage costs, or even your debt consolidation?

Personal loans can give you the financial flexibility to use the funds for your convenience and needs. Chat with us and we can assist you with your request.


Product Financing

Want to own a motorcycle, mobile phone, electrical appliances, etc., but don’t have the funds upfront?

Fear not, chat with one of our partner dealers for inquiries and to apply.

JCL i-FUND Personal Financing

Dear Valued Customers, Are you looking for Shariah Compliant Financing? We are glad to introduce our new product, JCL i-FUND Personal Financing, with profit margin of 18%-20% (subject to JCL […]

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Branch & Customer Care Line Temporary Closure

Dear Valued Customers, As you may know, the federal government has announced the Movement Control Order (MCO) from June 1st onwards to limit the spread of Covid-19. Therefore, our Customer […]

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Permanent Branch Closures

Dear Valued Customers, We regret to announce that our Branches in Bukit Tinggi & Ipoh will be closed permanently from June 1st 2021 onwards. Kindly take note of the addresses […]

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MCO 3.0 Operation hours

Dear Beloved Customers, Due to MCO 3.0 with revised SOP, our HQ and all of our branches except for Ipoh branch will be available to serve customers from 9am until […]

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Ipoh Branch Closure

Dear Valued Customers, Please note that our office at Ipoh branch will be closed due to EMCO from 22nd May 2021 until 4th June 2021. For any further information regarding […]

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Auto deduction error

Dear Beloved Customers, We would like to inform that there are some technical errors with auto deduction involving CIMB Bank. Kindly refer to the image below for further clarification. Please […]

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Customer Care Line Closure

Dear Valued Customer, In conjunction with the Hari Raya Festival, our Customer Care Line will close from 12 May 2021 at 1pm until 16 May 2021 and will resume our […]

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Office Closure during Hari Raya

Para Pelanggan yang Dikasihi, Harap maklum bahawa semua cawangan dan HQ kami tidak akan beroperasi dari 13.05.2021 sehingga 16.05.2021 bersempena dengan Perayaan Hari Raya Aidilfitri yang bakal menjelang tiba. Kami […]

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New Operation Hours

Dear Beloved Customers, We regret to announce that there will be changes in our operation hours due to MCO 3.0. Our HQ as well as all of our branches will […]

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Special announcement for existing Customers

Dear Valued Customers, Are you an existing customer with JCL? Then this announcement is crucial for you!!! As a way of appreciation, we are conducting lower interest rate for our […]

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Customer Care Services Temporarily Closed

Dear Valued Customers, Our Customer Care line (03-2616 7900) is temporarily closed until further notice to prevent the spread of Covid-19 Virus. We hope that this decision will ensure the […]

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Customer Notice

Please be informed that JCL Headquarters Office in Pudu will be closed for business on the following dates: Wednesday (31st March 2021) until Saturday (3rd April 2021) Kindly proceed to […]

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