Do you face the following problems?
- My loan application has been rejected by the bank.
- I am waiting a long time but the loan has yet to be approved.
- I am worried I applied with an illegal finance provider.
- I am worried that there are unknown hidden charges.
- I am worried that I need to prepare a lot of documents.
Features and Benefits
- Fast approval within 3 working days.
- No processing fee.
- No early-settlement fee.
- Simple documents requirement.
Eligibility
- Malaysian citizens only.
- 18 to 60 years old.
- A minimum gross income of RM 1,000.00 is required.
- The minimum loan is RM 1,000.00 while the maximum is RM 50,000.00.
Documents Needed
Salaried employee
- Original identity card (front and back).
- Latest 3 months of salary slips/payslips.
- Latest 3 months of bank statements.
- Latest EPF or tax declaration form (BE form).
- Utility bills: electricity, water, etc.
Self-employed
- Original identity card (front and back).
- SSM.
- Latest 6 months of bank statements.
- Latest 6 months of invoices/payment vouchers.
- Utility bills: electricity, water, etc.
Rates and Charges
Interest rate: 12% – 18% per annum.
No processing fee, no early settlement fee.
Note: All applicable taxes shall be payable by the customer (if any).
Documents
Payment Methods
You can choose a payment method that is most convenient for you: JomPAY, PayQuik or Direct Debit (e-Mandate).