This is JCL personal loan with express approval, flexible tenure up to 5 years, no hidden fees or charges.

  • Fast Approval
  • Up to 5 years tenure
  • Financing up to RM50,000
Fees & Charges
Interest Rate From 12% p.a. to 18% p.a.
Proccessing Fee No fee
Late Penalty Fee 8% from amount in arrears

*You will need to pay Government Stamp Duty

Mimimum Monthly Income RM1,000
Mimimum Age 18
Maximum Age 60

Necessary Document

  • 1. Original My Kad
  • 2. Latest 3 months’ Salary Slip/Pay slip
  • 3. Latest 3 months’ Bank Statement
  • 4. Latest Employee Provision Fund (EPF) * If not applicable, Latest Tax Declaration Form (BE Form)
  • 5. Utility bills- Electricity, water, maintenance fee etc

Frequently Asked Questions

Click here!

If you have any question, please feel free to contact us.

Contact 1800-222-JCL(525)

Contact 1800-222-JCL(525)

Web Application

Fax Application