Hire Purchase

This is JCL Hire Purchase available for small amount equipments like copiers, air conditioners, business phones, refrigerators, and so on.

  • Fast Approval
  • Up to 6 years tenure
  • Financing up to RM300,000
Fees & Charges
Interest Rate From 12% p.a. to 18% p.a.
Proccessing Fee No fee
Late Penalty Fee 8% from amount in arrears
Requirements
Mimimum Monthly Income RM1,000
Mimimum Age 18
Maximam Age 60

Necessary Document

For Personal
For Business
  • ①. Original My Kad
  • ②. Latest 3 months’ Salary Slip/Pay slip
  • ③. Latest 3 months’ Bank Statement
  • ④. Latest Employee Provision Fund (EPF) * If not applicable, Latest Tax Declaration Form (BE Form)
  • ⑤. Utility bills- Electricity, water, maintenance fee etc
  • ①. Application Form
  • ②. Copy of IC back and front
  • ③. Latest SSM
  • ④. Latest 6 months company’s bank account
  • ⑤. Latest 2 years audited account report (if available) → if not available: Income Table
  • ⑥. Latest 6 months sample of Purchase Order/Invoice
  • ⑦. BE Form & Tax Receipt (if available)
  • ⑧. Utility bill

Frequently Asked Questions

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We always try to give you a result in 1 day after all the documents are submitted.

If you have any question, please feel free to contact us.
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Contact 1800-222-JCL(525)

Contact 1800-222-JCL(525)

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