Business loans & sme loan

Business loans & sme loan


Why Business Loan with JCL?

JCL Loan for SMEs and sole proprietors. Stay competitive with JCL. Either you need cash (Business Loan) or equipment financing (Hire Purchase), we have it all to fit your needs.

✓ No processing fee
✓ Tenure options up to 5 years
✓ Maximum amount up to RM100,000

Fees & Charges
Interest Rate 12.00 ~ 18.00% p.a.
Processing Fee No
Mimimum Business Age 1 Year


Necessary Document

  • 1. JCL Application Form (Authorisation Form)
  • 2. Copy of IC (back and front)
  • 3. Latest SSM
  • 4. Latest 6 months Company Bank Statement
  • 5. Utility Bill (company and house)
  • 6. Company Chop
  • 7. Latest 6 months sample of Purchase Order/Invoice
  • 8. Additional documents if available:

・Latest 2 years account report
・Latest 2 years B Form & Tax Receipt
We try to give you a result within 3 working days after all the documents are submitted.